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herbiggirlpants

~ the new reality of a "70 something"

herbiggirlpants

Tag Archives: damage

insurance…

16 Thursday May 2013

Posted by sulis303 in Uncategorized

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40 years, additional fee for filing a claim, adjuster, big girl pants, carpet, damage, insurance, water heater tank

full day…

came home, had a quick peek at the new and non-leaking water heater and headed up to bed for a short nap while my dinner was cooking in the oven…

Crystal was here this morning to let in the repair guy who got the old tank out and new tank in in record time – I’m estimating $30 per minute he was here… luckily she can do some of her work online… then she came back in the afternoon to meet an insurance adjuster who came out to see what damage had been done…

new water heater...

new water heater…

have lived in this house for 40 years come September…  have dealt with the same insurance company, and never put in a claim in all that time… when I called this morning the woman I spoke with advised me, that besides the $1000 deductible, there would be an additional $100 fee for each of the next three years on my insurance policy for filing a claim…

wet carpet...

wet carpet…

the adjuster is sending out a contractor to look the situation over and get an estimate for drying out an insulated wall which might mean taking down a shelving unit that George built a few years ago and opening up the wall, and also lifting and drying a section of the carpet, which may also have to be replaced… hopefully they can come in the next few days to give me information so I can make a decision before I have to leave…

as a colleague said to me today, those big girl pants are getting to fit better every day…

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