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pitch dark at 5:59 am and I am jerked awake by the sound of the phone ringing…

heart pounding I grab the receiver to hear an automated voice telling me my credit card has been used to make a purchase…

this is not the first time I’ve had this call so I know it is a scam and hang up…

takes at least fifteen minutes for my heartbeat to return to normal…

not really the way I want to start my day…